Category: Finance

Jay Winestein discusses how taxes and inflation impact cashflow when considering Potential Retirement Pitfalls  Listen to the interview on the Business Innovators Radio Network:  https://businessinnovatorsradio.com/interview-with-jay-winestein-founder-of-deepdive-retirement-discussing-potential-retirement-pitfalls/ When planning for retirement, it’s essential to factor in the impact of taxes and inflation on cash flow. Taxes directly affect how much income people receive from investments and other sources in retirement, while inflation erodes the purchasing power of money over time. This means that the money a person needs to maintain their lifestyle in retirement will likely exceed what they estimated when initially…

Navigate complex financial issues during divorce with Harmony Divorce Solutions and their Certified Divorce Financial Analyst™ Mary Ann Ernette. Get expert guidance for a financially stable future.

There is a limited window of opportunity for people close to retirement or recently retired to minimize taxes for themselves and their heirs.

Stephen Ross discusses the benefits of working with an Independent Home & Auto Insurance Agent.  Listen to the interview on the Business Innovators Radio Network:  https://businessinnovatorsradio.com/interview-with-stephen-ross-ceo-of-ross-insurance-brokers-dave-ramsey-trusted-provider-discussing-working-with-an-independent-agent/ Independent home and auto insurance agents are an excellent resource for finding the best coverage at the best price for specific particular needs. Working with an independent agent is beneficial in several ways, including: Access to multiple insurance companies – A significant advantage of working with an independent agent is having access to many different insurance companies. Independent agents can compare plans, coverage options,…

Oscar Toledo discusses the top considerations for a pre-retiree when deciding on social security claiming options.  Listen to the interview on the Business Innovators Radio Network:  https://businessinnovatorsradio.com/interview-with-oscar-toledo-president-of-toledo-insurance-discussing-social-security-claiming-options/ When deciding on Social Security claiming options, pre-retirees need to consider the impact of their decision on their retirement income. This includes evaluating when to start receiving benefits and how that choice might affect other sources of retirement income they have. Pre-retirees should also consider the benefits they can expect based on their work history and earning records. For example, those who could…

Stephen Ross discusses the benefits of working with an Independent Home & Auto Insurance Agent.  Listen to the interview on the Business Innovators Radio Network:  https://businessinnovatorsradio.com/interview-with-stephen-ross-ceo-of-ross-insurance-brokers-dave-ramsey-trusted-provider-discussing-health-insurance-2/ Independent home and auto insurance agents are an excellent resource for finding the best coverage at the best price for specific particular needs. Working with an independent agent is beneficial in several ways, including: Access to multiple insurance companies – A significant advantage of working with an independent agent is having access to many different insurance companies. Independent agents can compare plans, coverage options,…

Daniel Collison discusses why the duality of client acquisition is vital for financial advisors to understand. Listen to the interview on the Business Innovators Radio Network:  https://businessinnovatorsradio.com/interview-with-daniel-collison-managing-partner-at-advice2advisors/ The Duality of Marketing and Prospecting for Financial Advisors is crucial to growing a financial advisory business. Marketing involves promoting an advisor’s Unique Value Proposition (UVP) and identifying the target audience, while prospecting is identifying potential clients and converting them into actual clients. Both activities are essential for the growth of a financial advisory business, and mastering them can lead to unlimited growth…

Alprentice Watson recently provided valuable insights on real estate investing in the current buyers’ market and explained the benefits of private money lending over traditional bank lending, making this a great time to be a real estate investor.

Jay Winestein discusses how to mitigate and lower taxes as much as possible to prepare for retirement.  Listen to the interview on the Business Innovators Radio Network:  https://businessinnovatorsradio.com/interview-with-jay-winestein-founder-of-deepdive-retirement-discussing-taxes-in-retirement/ The level of a retiree’s post-tax liabilities can have a large effect on the quality of retirement. Utilizing pre-tax 401ks, 403b, Deferred comp plans, IRAs, etc. while working are good for tax deductibility and for those looking to lower their current taxable income and taxes. Moving forward, however, the resultant future tax liabilities at retirement can be relatively quite large. Distributions from…